/* Leos Finance Media — premium magazine fintech */

:root{
  --graphite:#14192a;
  --graphite-2:#1f263b;
  --graphite-3:#0d1118;
  --gold:#C9A671;
  --gold-deep:#a78550;
  --gold-light:#e2c98f;
  --blue:#1f3a8a;
  --blue-2:#2a4ca3;
  --blue-deep:#172e6e;
  --white:#FFFFFF;
  --bg:#F4F5F9;
  --gray-1:#f4f5f9;
  --gray-2:#e2e4ed;
  --line:#dee1ea;
  --line-soft:#eaecf2;
  --text:#161b27;
  --muted:#6e7689;
  --danger:#c84a4a;
  --ok:#2f8f6e;
  --radius:14px;
  --radius-lg:20px;
  --radius-sm:8px;
  --shadow-1:0 1px 2px rgba(20,25,42,.04),0 8px 28px rgba(20,25,42,.08);
  --shadow-2:0 6px 14px rgba(20,25,42,.10),0 36px 64px rgba(20,25,42,.18);
  --shadow-gold:0 8px 24px rgba(201,166,113,.22);
  --container:1280px;
  --glass-bg:rgba(255,255,255,.7);
  --glass-border:rgba(255,255,255,.55);
  --glass-dark-bg:rgba(20,25,42,.55);
  --glass-dark-border:rgba(255,255,255,.08);
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--bg);
  color:var(--text);
  font-family:"Inter",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  font-weight:400;
  font-size:17px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;display:block;height:auto}
a{color:var(--graphite);text-decoration:none;transition:color .15s ease}
a:hover{color:var(--gold-deep)}
button{font-family:inherit;cursor:pointer}

h1,h2,h3,h4,h5{
  font-family:"Fraunces","Manrope","Inter",serif;
  color:var(--graphite);
  margin:0 0 .4em;
  letter-spacing:-0.02em;
  line-height:1.08;
  font-weight:600;
}
h1{font-weight:700;font-size:clamp(40px,5.6vw,72px);letter-spacing:-0.03em}
h2{font-weight:600;font-size:clamp(28px,3.6vw,44px);line-height:1.12;letter-spacing:-0.025em}
h3{font-weight:600;font-size:24px}
h4{font-weight:600;font-size:17px;font-family:"Inter",sans-serif;letter-spacing:0}
p{margin:0 0 1em;max-width:70ch}

/* italic display accent */
em.disp{font-family:"Fraunces",serif;font-style:italic;font-weight:400;color:var(--gold-deep)}

.container{max-width:var(--container);margin:0 auto;padding:0 28px}
.section{padding:96px 0}
.section--tight{padding:60px 0}
.section--dark{background:var(--graphite);color:#dde2ee;position:relative;overflow:hidden}
.section--dark h1,.section--dark h2,.section--dark h3{color:#fff}
.section--dark::before{
  content:"";position:absolute;left:0;right:0;top:0;height:1px;
  background:linear-gradient(90deg,transparent 0%,var(--gold) 30%,var(--gold-light) 50%,var(--gold) 70%,transparent 100%);
  opacity:.55;
}
.section--gray{background:#eef0f6}
.section--blue{
  background:linear-gradient(135deg,var(--blue-deep) 0%,var(--blue) 60%,var(--blue-2) 100%);
  color:#dde4f3;position:relative;overflow:hidden;
}
.section--blue h2,.section--blue h3{color:#fff}

.eyebrow{
  display:inline-flex;align-items:center;gap:10px;
  font-family:"Inter",sans-serif;font-weight:600;font-size:11px;
  letter-spacing:.22em;text-transform:uppercase;color:var(--gold-deep);
  margin-bottom:18px;
}
.eyebrow::before{content:"";width:24px;height:1px;background:var(--gold)}
.section--dark .eyebrow{color:var(--gold-light)}
.section--dark .eyebrow::before{background:var(--gold)}
.section--blue .eyebrow{color:var(--gold-light)}
.section--blue .eyebrow::before{background:var(--gold-light)}

.lede{font-size:20px;color:#3a4254;max-width:62ch;line-height:1.55}
.section--dark .lede{color:#c4ccdb}
.section--blue .lede{color:#cfd6eb}

/* Skip */
.skip{position:absolute;left:-9999px;top:8px;background:var(--graphite);color:#fff;padding:10px 14px;border-radius:8px;z-index:1000}
.skip:focus{left:8px}

/* Loading overlay */
.page-loader{
  position:fixed;inset:0;background:var(--graphite);z-index:200;
  display:flex;align-items:center;justify-content:center;
  transition:opacity .5s ease,visibility .5s ease;
}
.page-loader::after{
  content:"";width:48px;height:48px;border-radius:50%;
  border:3px solid rgba(255,255,255,.12);border-top-color:var(--gold);
  animation:spin 1s linear infinite;
}
.page-loader.gone{opacity:0;visibility:hidden}
@keyframes spin{to{transform:rotate(360deg)}}

/* Header */
.site-header{
  position:sticky;top:0;z-index:50;
  background:rgba(244,245,249,.85);
  backdrop-filter:saturate(180%) blur(12px);
  -webkit-backdrop-filter:saturate(180%) blur(12px);
  border-bottom:1px solid var(--line-soft);
  transition:background .25s,box-shadow .25s;
}
.site-header.scrolled{background:rgba(244,245,249,.96);box-shadow:0 4px 18px rgba(20,25,42,.06)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px;gap:24px}
.brand{display:flex;align-items:center;gap:14px}
.brand-mark{
  width:42px;height:42px;border-radius:12px;
  background:var(--graphite);color:var(--gold);
  display:grid;place-items:center;font-family:"Fraunces",serif;font-weight:700;font-size:18px;
  position:relative;letter-spacing:0;
}
.brand-mark::after{
  content:"";position:absolute;top:6px;right:6px;width:6px;height:6px;background:var(--gold);border-radius:50%;
  box-shadow:0 0 0 3px rgba(201,166,113,.25);
}
.brand-name{
  font-family:"Fraunces",serif;font-weight:600;font-size:19px;color:var(--graphite);letter-spacing:-0.015em;
  line-height:1.1;
}
.brand-name small{display:block;font-family:"Inter",sans-serif;font-weight:500;font-size:11px;color:var(--muted);letter-spacing:.12em;margin-top:4px;text-transform:uppercase}
.nav-list{display:flex;align-items:center;gap:22px;list-style:none;margin:0;padding:0}
.nav-list a{
  font-family:"Inter",sans-serif;font-weight:500;font-size:14px;color:var(--graphite);
  padding:8px 0;position:relative;white-space:nowrap;
}
.nav-list a[aria-current="page"]{color:var(--gold-deep)}
.nav-list a[aria-current="page"]::after{content:"";position:absolute;left:0;right:0;bottom:-3px;height:2px;background:var(--gold)}
.nav-cta{
  background:var(--graphite);color:#fff !important;
  padding:11px 20px !important;border-radius:99px;font-weight:600 !important;
}
.nav-cta:hover{background:var(--blue-deep);color:var(--gold) !important}
.nav-toggle{
  display:none;background:transparent;border:1.5px solid var(--graphite);
  width:44px;height:44px;border-radius:12px;padding:0;position:relative;
}
.nav-toggle span,.nav-toggle span::before,.nav-toggle span::after{
  content:"";display:block;position:absolute;left:50%;top:50%;
  width:18px;height:2px;background:var(--graphite);transform:translate(-50%,-50%);
  transition:transform .25s,top .25s,opacity .2s;
}
.nav-toggle span::before{top:-7px;transform:translateX(-50%)}
.nav-toggle span::after{top:7px;transform:translateX(-50%)}
.nav-toggle[aria-expanded="true"] span{background:transparent}
.nav-toggle[aria-expanded="true"] span::before{top:0;transform:translateX(-50%) rotate(45deg)}
.nav-toggle[aria-expanded="true"] span::after{top:0;transform:translateX(-50%) rotate(-45deg)}
.nav-mobile{display:none;position:fixed;inset:78px 0 0 0;background:var(--bg);z-index:40;padding:28px;overflow:auto}
.nav-mobile[data-open="true"]{display:block}
.nav-mobile ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:4px}
.nav-mobile a{
  display:block;padding:16px 12px;font-family:"Fraunces",serif;font-weight:600;font-size:22px;
  border-bottom:1px solid var(--line-soft);color:var(--graphite);
}

/* Buttons */
.btn{
  display:inline-flex;align-items:center;gap:8px;
  font-family:"Inter",sans-serif;font-weight:600;font-size:15px;
  padding:14px 26px;border-radius:99px;
  border:1.5px solid transparent;cursor:pointer;
  transition:transform .12s,box-shadow .15s,background .15s,color .15s,border-color .15s;
  text-decoration:none;line-height:1;
}
.btn:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.btn-primary{background:var(--graphite);color:#fff}
.btn-primary:hover{background:var(--blue-deep);color:var(--gold)}
.btn-gold{background:var(--gold);color:var(--graphite);box-shadow:var(--shadow-gold)}
.btn-gold:hover{background:var(--gold-deep);color:#fff}
.btn-secondary{background:transparent;color:var(--graphite);border-color:var(--graphite)}
.btn-secondary:hover{background:var(--graphite);color:#fff}
.btn-ghost-light{background:transparent;color:#fff;border:1.5px solid rgba(255,255,255,.4)}
.btn-ghost-light:hover{background:rgba(255,255,255,.1);border-color:var(--gold-light)}
.btn-link{background:transparent;color:var(--gold-deep);padding:8px 0;font-weight:600}
.btn-link::after{content:" →";transition:transform .2s;display:inline-block}
.btn-link:hover::after{transform:translateX(3px)}

/* Reveal */
.reveal{opacity:0;transform:translateY(22px);transition:opacity .85s ease-out,transform .85s ease-out}
.reveal.in{opacity:1;transform:translateY(0)}
.reveal[data-delay="100"]{transition-delay:.1s}
.reveal[data-delay="200"]{transition-delay:.2s}
.reveal[data-delay="300"]{transition-delay:.3s}
@media (prefers-reduced-motion:reduce){
  *{animation-duration:0.001ms !important;transition-duration:0.001ms !important}
  .reveal{opacity:1;transform:none}
  html{scroll-behavior:auto}
}

/* Hero */
.hero{
  padding:88px 0 100px;
  background:
    radial-gradient(circle at 85% 8%, rgba(201,166,113,.18) 0%, transparent 42%),
    radial-gradient(circle at 8% 88%, rgba(31,58,138,.10) 0%, transparent 45%),
    var(--bg);
  border-bottom:1px solid var(--line-soft);
  position:relative;overflow:hidden;
}
.hero::before{
  content:"";position:absolute;top:0;left:50%;height:100%;width:1px;
  background:linear-gradient(180deg,transparent,rgba(20,25,42,.05) 30%,transparent 100%);
  display:none;
}
.hero-issue{
  display:flex;align-items:center;gap:18px;font-family:"Inter",sans-serif;
  font-size:13px;color:var(--muted);margin-bottom:28px;font-weight:500;letter-spacing:.04em;
}
.hero-issue span{display:flex;align-items:center;gap:8px}
.hero-issue span::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--gold)}
.hero-issue strong{color:var(--graphite);font-weight:600;letter-spacing:0}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:center;position:relative}
.hero h1{margin-bottom:24px}
.hero h1 em{font-family:"Fraunces",serif;font-style:italic;font-weight:400;color:var(--gold-deep)}
.hero .lede{margin-bottom:32px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-bottom:44px}
.hero-stats{
  display:grid;grid-template-columns:repeat(3,1fr);gap:0;
  padding-top:28px;border-top:1px solid var(--line);
}
.hero-stats div{padding:0 22px}
.hero-stats div:first-child{padding-left:0}
.hero-stats div + div{border-left:1px solid var(--line)}
.hero-stats strong{
  display:block;font-family:"Fraunces",serif;font-weight:600;font-size:34px;color:var(--graphite);
  letter-spacing:-0.02em;line-height:1;font-variant-numeric:tabular-nums;
}
.hero-stats span{display:block;font-size:12px;color:var(--muted);letter-spacing:.06em;margin-top:8px;text-transform:uppercase;font-family:"Inter",sans-serif;font-weight:500}

/* Hero feature visual */
.hero-feature{
  position:relative;
}
.hero-feature .photo{
  border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-2);
  aspect-ratio:4/5;
}
.hero-feature .photo img{width:100%;height:100%;object-fit:cover}
.hero-glass{
  position:absolute;left:-32px;bottom:32px;width:62%;
  background:var(--glass-bg);
  backdrop-filter:saturate(160%) blur(14px);
  -webkit-backdrop-filter:saturate(160%) blur(14px);
  border:1px solid var(--glass-border);border-radius:14px;
  padding:18px 22px;box-shadow:var(--shadow-1);
}
.hero-glass .tag{
  display:inline-block;font-family:"Inter",sans-serif;font-size:10px;font-weight:700;letter-spacing:.16em;
  text-transform:uppercase;color:var(--gold-deep);background:rgba(201,166,113,.16);padding:4px 10px;border-radius:99px;margin-bottom:10px;
}
.hero-glass h4{font-family:"Fraunces",serif;font-weight:600;font-size:18px;color:var(--graphite);margin:0 0 6px;line-height:1.25}
.hero-glass span{font-size:12px;color:var(--muted);font-family:"Inter",sans-serif}
.hero-stamp{
  position:absolute;top:24px;right:-12px;
  background:var(--graphite);color:var(--gold);
  width:96px;height:96px;border-radius:50%;
  display:grid;place-items:center;text-align:center;font-family:"Fraunces",serif;font-size:11px;line-height:1.25;
  letter-spacing:.06em;text-transform:uppercase;font-weight:500;
  box-shadow:var(--shadow-2);
  transform:rotate(-6deg);
}
.hero-stamp strong{display:block;font-size:18px;color:#fff;font-weight:600;margin-bottom:2px}

/* Section head */
.section-head{margin-bottom:54px;max-width:720px}
.section-head h2{margin-bottom:14px}
.section-head p{color:#3a4254}
.section-head.with-link{display:flex;justify-content:space-between;align-items:end;gap:32px;max-width:none}
.section-head.with-link > div:first-child{max-width:680px}

/* Editorial feature row (about/literacy hero) */
.editorial{
  display:grid;grid-template-columns:.95fr 1.05fr;gap:64px;align-items:center;
}
.editorial img{border-radius:var(--radius-lg);box-shadow:var(--shadow-2);aspect-ratio:4/5;object-fit:cover;width:100%}
.editorial.right img{order:2}
.editorial p:last-child{margin-bottom:0}

/* Pillars (literacy) — magazine cards */
.pillars{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.pillar-card{
  background:var(--white);border-radius:var(--radius-lg);padding:40px;
  border:1px solid var(--line-soft);box-shadow:var(--shadow-1);
  display:flex;flex-direction:column;gap:14px;position:relative;overflow:hidden;
  transition:transform .25s,box-shadow .25s;
}
.pillar-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-2)}
.pillar-card .num{
  position:absolute;top:24px;right:32px;
  font-family:"Fraunces",serif;font-weight:300;font-size:64px;color:var(--gray-2);
  line-height:1;letter-spacing:-0.03em;
}
.pillar-card .tag{
  font-family:"Inter",sans-serif;font-weight:700;font-size:11px;letter-spacing:.16em;
  text-transform:uppercase;color:var(--gold-deep);
}
.pillar-card h3{margin:0;font-size:24px;max-width:80%}
.pillar-card p{margin:0;color:#3a4254;font-size:15px}
.pillar-card ul{margin:6px 0 0;padding-left:18px;color:#3a4254;font-size:14px;line-height:1.7}
.pillar-card.dark{background:var(--graphite);color:#dde2ee;border-color:transparent}
.pillar-card.dark h3{color:#fff}
.pillar-card.dark p,.pillar-card.dark ul{color:#c4ccdb}
.pillar-card.dark .num{color:rgba(255,255,255,.06)}
.pillar-card.dark .tag{color:var(--gold-light)}

/* Index "что внутри" — sticky aside + 12-col grid */
.what-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:56px;align-items:start}
.what-aside{position:sticky;top:110px}
.what-aside h2{margin-bottom:18px}
.what-cards{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.feat-card{
  background:var(--white);border:1px solid var(--line-soft);border-radius:var(--radius);padding:28px;
  display:flex;flex-direction:column;gap:10px;
  transition:transform .25s,box-shadow .25s,border-color .25s;
}
.feat-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-1);border-color:var(--gold-light)}
.feat-card .ic{
  width:42px;height:42px;border-radius:10px;background:var(--gray-1);color:var(--gold-deep);
  display:grid;place-items:center;font-family:"Fraunces",serif;font-weight:700;font-size:18px;
}
.feat-card h3{margin:0;font-size:19px}
.feat-card p{margin:0;color:#3a4254;font-size:14px}
.feat-card.wide{grid-column:span 2;background:linear-gradient(135deg,var(--graphite) 0%,var(--graphite-2) 100%);color:#dde2ee}
.feat-card.wide h3{color:#fff}
.feat-card.wide p{color:#c4ccdb}
.feat-card.wide .ic{background:rgba(201,166,113,.18);color:var(--gold-light)}

/* Article carousel */
.carousel{position:relative}
.carousel-ctrl{display:flex;gap:10px;justify-content:flex-end;margin-bottom:24px}
.carousel-ctrl button{
  width:44px;height:44px;border-radius:50%;border:1.5px solid var(--graphite);
  background:transparent;color:var(--graphite);font-family:"Inter",sans-serif;font-size:18px;font-weight:700;
  transition:background .15s,color .15s,border-color .15s;
}
.carousel-ctrl button:hover{background:var(--graphite);color:var(--gold)}
.carousel-ctrl button:disabled{opacity:.35;cursor:default}
.carousel-ctrl button:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.section--dark .carousel-ctrl button,.section--blue .carousel-ctrl button{border-color:rgba(255,255,255,.35);color:#fff}
.section--dark .carousel-ctrl button:hover,.section--blue .carousel-ctrl button:hover{background:var(--gold);color:var(--graphite);border-color:var(--gold)}
.carousel-track{
  display:flex;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;
  padding:6px 4px 36px;margin:0 -4px;
  scrollbar-width:thin;
}
.carousel-track::-webkit-scrollbar{height:6px}
.carousel-track::-webkit-scrollbar-track{background:transparent}
.carousel-track::-webkit-scrollbar-thumb{background:var(--gray-2);border-radius:3px}
.car-slide{
  flex:0 0 calc(33.333% - 16px);scroll-snap-align:start;
  background:var(--white);border-radius:var(--radius-lg);overflow:hidden;
  border:1px solid var(--line-soft);box-shadow:var(--shadow-1);
  display:flex;flex-direction:column;
  transition:transform .3s,box-shadow .3s;
}
.car-slide:hover{transform:translateY(-4px);box-shadow:var(--shadow-2)}
.car-slide img{aspect-ratio:16/10;object-fit:cover;width:100%}
.car-body{padding:26px;display:flex;flex-direction:column;gap:12px;flex:1}
.car-body .meta{font-family:"Inter",sans-serif;font-size:12px;color:var(--muted);font-weight:500;letter-spacing:.04em;display:flex;align-items:center;gap:10px}
.car-body .meta::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold)}
.car-body h3{margin:0;font-size:21px;line-height:1.25}
.car-body p{margin:0;font-size:14px;color:#3a4254;flex:1;line-height:1.6}
.car-body .read{font-family:"Inter",sans-serif;font-weight:600;font-size:13px;color:var(--gold-deep);letter-spacing:.06em;text-transform:uppercase}
.car-body .read::after{content:" →"}
.section--dark .car-slide{background:var(--graphite-2);border-color:rgba(255,255,255,.04)}
.section--dark .car-slide h3{color:#fff}
.section--dark .car-slide p{color:#c4ccdb}

/* Editorial feature with side image (index "Outlook") */
.outlook{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.outlook .photo{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-2);position:relative}
.outlook .photo img{width:100%;aspect-ratio:5/6;object-fit:cover}
.outlook .photo .badge{
  position:absolute;left:24px;top:24px;
  background:var(--gold);color:var(--graphite);padding:8px 14px;border-radius:99px;
  font-family:"Inter",sans-serif;font-weight:700;font-size:11px;letter-spacing:.14em;text-transform:uppercase;
}
.outlook ul{list-style:none;padding:0;margin:18px 0 24px}
.outlook ul li{
  padding:18px 0;border-bottom:1px solid rgba(255,255,255,.08);
  display:grid;grid-template-columns:48px 1fr 100px;gap:18px;align-items:center;
}
.outlook ul li:last-child{border-bottom:0}
.outlook ul li .num{font-family:"Fraunces",serif;font-weight:600;font-size:22px;color:var(--gold-light);letter-spacing:-0.02em}
.outlook ul li .label{color:#fff;font-family:"Inter",sans-serif;font-weight:500;font-size:16px}
.outlook ul li .label small{display:block;color:#c4ccdb;font-weight:400;font-size:13px;margin-top:2px}
.outlook ul li .val{text-align:right;color:var(--gold-light);font-family:"Fraunces",serif;font-weight:600;font-size:20px;font-variant-numeric:tabular-nums}

/* Popular publications strip */
.pop-list{display:grid;grid-template-columns:repeat(2,1fr);gap:18px 36px;list-style:none;padding:0;margin:0;counter-reset:pop}
.pop-list li{
  display:grid;grid-template-columns:60px 1fr;gap:18px;padding:22px 0;
  border-bottom:1px solid var(--line-soft);counter-increment:pop;
}
.pop-list li::before{
  content:"0" counter(pop);
  font-family:"Fraunces",serif;font-weight:300;font-size:34px;color:var(--gold);line-height:1;letter-spacing:-0.02em;
}
.pop-list li .meta{font-family:"Inter",sans-serif;font-size:12px;color:var(--muted);letter-spacing:.04em;margin-bottom:6px}
.pop-list li h4{margin:0;font-size:18px;line-height:1.3;font-family:"Fraunces",serif;font-weight:600}
.pop-list li a:hover h4{color:var(--gold-deep)}

/* Testimonials */
.testimonials-track{
  display:flex;gap:24px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-behavior:smooth;
  padding:6px 4px 28px;margin:0 -4px;scrollbar-width:thin;
}
.testimonials-track::-webkit-scrollbar{height:6px}
.testimonials-track::-webkit-scrollbar-thumb{background:rgba(255,255,255,.18);border-radius:3px}
.t-slide{
  flex:0 0 calc(33.333% - 16px);scroll-snap-align:start;
  background:var(--glass-dark-bg);
  backdrop-filter:saturate(160%) blur(14px);
  -webkit-backdrop-filter:saturate(160%) blur(14px);
  border:1px solid var(--glass-dark-border);border-radius:var(--radius-lg);padding:36px 32px;
  display:flex;flex-direction:column;gap:18px;
}
.t-slide .quote-mark{font-family:"Fraunces",serif;font-weight:300;font-size:54px;color:var(--gold);line-height:.6;letter-spacing:-0.02em}
.t-slide blockquote{margin:0;font-family:"Fraunces",serif;font-weight:400;font-size:18px;line-height:1.5;color:#e7ecf7}
.t-slide cite{font-style:normal;font-size:13px;color:#a4adc1;display:block;margin-top:auto;font-family:"Inter",sans-serif}
.t-slide cite strong{display:block;color:#fff;font-weight:600;font-size:14px;letter-spacing:.01em;font-family:"Inter",sans-serif}

/* Interactive feature cards (analytics intro) */
.interactive{display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.int-card{
  padding:42px 32px;background:var(--white);border:1px solid var(--line-soft);
  border-right:0;display:flex;flex-direction:column;gap:14px;
  transition:background .25s,color .25s;cursor:default;position:relative;
}
.int-card:first-child{border-radius:var(--radius-lg) 0 0 var(--radius-lg)}
.int-card:last-child{border-right:1px solid var(--line-soft);border-radius:0 var(--radius-lg) var(--radius-lg) 0}
.int-card:hover{background:var(--graphite);color:#dde2ee}
.int-card:hover h3{color:#fff}
.int-card:hover p{color:#c4ccdb}
.int-card:hover .ic{background:var(--gold);color:var(--graphite)}
.int-card:hover .num{color:rgba(255,255,255,.1)}
.int-card .ic{
  width:48px;height:48px;border-radius:12px;background:rgba(201,166,113,.18);color:var(--gold-deep);
  display:grid;place-items:center;font-family:"Fraunces",serif;font-weight:700;font-size:20px;
  transition:background .25s,color .25s;
}
.int-card .num{
  position:absolute;top:24px;right:28px;
  font-family:"Fraunces",serif;font-weight:300;font-size:42px;color:var(--gray-2);line-height:1;letter-spacing:-0.02em;
  transition:color .25s;
}
.int-card h3{margin:0;font-size:20px}
.int-card p{margin:0;color:#3a4254;font-size:14px;line-height:1.6}

/* Analytics — split visual */
.analytics-visual{
  background:var(--graphite);border-radius:var(--radius-lg);padding:48px;color:#dde2ee;
  display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center;position:relative;overflow:hidden;
}
.analytics-visual::before{
  content:"";position:absolute;top:0;left:0;right:0;height:1px;
  background:linear-gradient(90deg,transparent,var(--gold),transparent);
}
.analytics-chart{
  background:var(--graphite-3);border-radius:14px;padding:28px;border:1px solid rgba(255,255,255,.05);
}
.ac-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:22px}
.ac-head h4{font-family:"Inter",sans-serif;font-size:13px;color:#9aa3b8;letter-spacing:.08em;text-transform:uppercase;font-weight:600;margin:0}
.ac-head span{font-family:"Fraunces",serif;font-weight:600;font-size:13px;color:var(--gold-light)}
.ac-bars{display:grid;grid-template-columns:repeat(12,1fr);gap:5px;height:140px;align-items:end;margin-bottom:18px}
.ac-bars div{background:#324159;border-radius:3px 3px 0 0;position:relative}
.ac-bars div.g{background:linear-gradient(180deg,var(--gold-light) 0%,var(--gold) 100%)}
.ac-meta{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;padding-top:20px;border-top:1px solid rgba(255,255,255,.06)}
.ac-meta div{font-size:12px;color:#9aa3b8}
.ac-meta strong{display:block;color:#fff;font-family:"Fraunces",serif;font-weight:600;font-size:20px;margin-top:4px;letter-spacing:-0.01em}

/* Analytics indicator strip */
.indicators{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.ind{
  background:var(--white);border:1px solid var(--line-soft);border-radius:14px;padding:24px;
  display:flex;flex-direction:column;gap:6px;position:relative;overflow:hidden;
}
.ind::before{content:"";position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--gold)}
.ind .lbl{font-family:"Inter",sans-serif;font-size:11px;color:var(--muted);letter-spacing:.12em;text-transform:uppercase;font-weight:600}
.ind .val{font-family:"Fraunces",serif;font-weight:600;font-size:30px;color:var(--graphite);letter-spacing:-0.02em;line-height:1;font-variant-numeric:tabular-nums}
.ind .delta{font-family:"Inter",sans-serif;font-size:12px;color:var(--ok);font-weight:600}
.ind .delta.neg{color:var(--danger)}
.ind .desc{font-size:13px;color:#3a4254;margin-top:4px}

/* Expenses — taxonomy table */
.taxonomy{
  background:var(--white);border-radius:var(--radius-lg);padding:40px;box-shadow:var(--shadow-1);
  border:1px solid var(--line-soft);
}
.tax-row{
  display:grid;grid-template-columns:220px 1fr 80px;gap:24px;align-items:center;
  padding:18px 0;border-bottom:1px solid var(--line-soft);
}
.tax-row:last-child{border-bottom:0}
.tax-row .cat{font-family:"Fraunces",serif;font-weight:600;font-size:17px;color:var(--graphite)}
.tax-bar{height:8px;background:var(--gray-1);border-radius:99px;overflow:hidden;position:relative}
.tax-bar>span{display:block;height:100%;background:linear-gradient(90deg,var(--gold) 0%,var(--gold-light) 100%);border-radius:99px}
.tax-bar>span.b{background:linear-gradient(90deg,var(--blue) 0%,var(--blue-2) 100%)}
.tax-row .pct{text-align:right;font-family:"Fraunces",serif;font-weight:600;color:var(--graphite);font-variant-numeric:tabular-nums;font-size:18px}

/* Expenses — habit cards */
.habits-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.habit{
  background:var(--white);border:1px solid var(--line-soft);border-radius:var(--radius);padding:28px;
  display:flex;flex-direction:column;gap:12px;transition:transform .25s,box-shadow .25s;
}
.habit:hover{transform:translateY(-3px);box-shadow:var(--shadow-1)}
.habit .ic{
  width:44px;height:44px;border-radius:50%;background:linear-gradient(135deg,var(--graphite) 0%,var(--blue-deep) 100%);
  color:var(--gold-light);display:grid;place-items:center;font-family:"Fraunces",serif;font-weight:600;font-size:16px;
}
.habit h3{margin:0;font-size:19px}
.habit p{margin:0;font-size:14px;color:#3a4254;line-height:1.6}

/* Planning — month rhythm + steps */
.steps-flow{display:grid;grid-template-columns:repeat(4,1fr);gap:0;position:relative}
.step{
  background:var(--white);border-top:1px solid var(--line-soft);border-bottom:1px solid var(--line-soft);
  border-right:1px solid var(--line-soft);padding:36px 28px;position:relative;
}
.step:first-child{border-left:1px solid var(--line-soft);border-radius:var(--radius-lg) 0 0 var(--radius-lg)}
.step:last-child{border-radius:0 var(--radius-lg) var(--radius-lg) 0}
.step .n{
  font-family:"Fraunces",serif;font-weight:300;font-size:64px;color:var(--gold);line-height:1;letter-spacing:-0.04em;margin-bottom:18px;
}
.step h3{margin:0 0 10px;font-size:19px}
.step p{margin:0;font-size:14px;color:#3a4254;line-height:1.65}

/* Planning — month grid (calendar look) */
.month-cal{
  background:var(--white);border-radius:var(--radius-lg);padding:32px;box-shadow:var(--shadow-1);border:1px solid var(--line-soft);
}
.cal-head{display:flex;justify-content:space-between;align-items:end;margin-bottom:22px}
.cal-head h3{margin:0;font-size:22px}
.cal-head span{font-family:"Inter",sans-serif;font-size:12px;color:var(--muted);letter-spacing:.12em;text-transform:uppercase;font-weight:600}
.cal-grid{display:grid;grid-template-columns:repeat(7,1fr);gap:8px}
.cal-cell{
  aspect-ratio:1;border:1px solid var(--line-soft);border-radius:10px;padding:8px 10px;
  display:flex;flex-direction:column;justify-content:space-between;font-family:"Inter",sans-serif;
  font-size:12px;color:var(--muted);transition:transform .2s,border-color .2s;
}
.cal-cell:hover{border-color:var(--gold);transform:scale(1.04)}
.cal-cell strong{color:var(--graphite);font-family:"Fraunces",serif;font-weight:600;font-size:14px}
.cal-cell.payment{border-color:var(--gold);background:rgba(201,166,113,.08)}
.cal-cell.payment .ev{font-size:10px;color:var(--gold-deep);font-weight:700;letter-spacing:.05em;text-transform:uppercase}
.cal-cell.salary{background:linear-gradient(135deg,var(--graphite) 0%,var(--blue-deep) 100%);border-color:transparent}
.cal-cell.salary strong{color:#fff}
.cal-cell.salary .ev{font-size:10px;color:var(--gold-light);font-weight:700;letter-spacing:.05em;text-transform:uppercase}
.cal-legend{display:flex;gap:18px;margin-top:20px;font-size:13px;color:var(--muted);font-family:"Inter",sans-serif;flex-wrap:wrap}
.cal-legend span{display:flex;align-items:center;gap:6px}
.cal-legend i{width:14px;height:14px;border-radius:4px;display:inline-block;border:1px solid}
.cal-legend i.p{background:rgba(201,166,113,.1);border-color:var(--gold)}
.cal-legend i.s{background:var(--graphite);border-color:var(--graphite)}

/* Articles archive */
.archive-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.archive-card{
  background:var(--white);border:1px solid var(--line-soft);border-radius:var(--radius-lg);overflow:hidden;
  display:flex;flex-direction:column;transition:transform .25s,box-shadow .25s;
}
.archive-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-2)}
.archive-card img{aspect-ratio:16/10;object-fit:cover;width:100%}
.archive-body{padding:28px;display:flex;flex-direction:column;gap:12px;flex:1}
.archive-body .tag{font-family:"Inter",sans-serif;font-weight:700;font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-deep)}
.archive-body h3{margin:0;font-size:22px;line-height:1.25;font-family:"Fraunces",serif;font-weight:600}
.archive-body p{margin:0;font-size:14px;color:#3a4254;line-height:1.6;flex:1}
.archive-body .meta{font-family:"Inter",sans-serif;font-size:12px;color:var(--muted)}

.tabs{display:flex;gap:10px;margin-bottom:32px;flex-wrap:wrap}
.tabs button{
  background:var(--white);border:1.5px solid var(--line);color:var(--graphite);
  padding:10px 20px;border-radius:99px;font-family:"Inter",sans-serif;font-weight:600;font-size:13px;
  transition:all .15s;
}
.tabs button.active{background:var(--graphite);color:var(--gold);border-color:var(--graphite)}
.tabs button:hover{border-color:var(--gold)}

/* FAQ */
.faq-list{display:flex;flex-direction:column;gap:12px;max-width:920px;margin:0 auto}
.faq-item{background:var(--white);border:1px solid var(--line-soft);border-radius:14px;overflow:hidden;transition:border-color .2s,box-shadow .2s}
.faq-item[aria-expanded="true"]{border-color:var(--gold);box-shadow:var(--shadow-1)}
.faq-item button.faq-trigger{
  width:100%;text-align:left;background:transparent;border:0;
  padding:24px 28px;display:flex;align-items:center;justify-content:space-between;gap:18px;
  font-family:"Fraunces",serif;font-weight:600;font-size:19px;color:var(--graphite);
}
.faq-item button.faq-trigger:focus-visible{outline:2px solid var(--gold);outline-offset:-2px}
.faq-icon{
  flex:0 0 auto;width:34px;height:34px;border-radius:50%;background:var(--gray-1);
  display:grid;place-items:center;color:var(--graphite);font-weight:700;transition:transform .25s,background .15s,color .15s;
}
.faq-item[aria-expanded="true"] .faq-icon{transform:rotate(45deg);background:var(--gold);color:var(--graphite)}
.faq-panel{max-height:0;overflow:hidden;transition:max-height .35s ease}
.faq-panel-inner{padding:0 28px 28px;color:#3a4254;font-size:16px;line-height:1.7}

/* Contact */
.contact-grid{display:grid;grid-template-columns:.95fr 1.05fr;gap:48px}
.contact-card{
  background:var(--white);border:1px solid var(--line-soft);border-radius:var(--radius-lg);padding:36px;
  display:flex;flex-direction:column;gap:20px;box-shadow:var(--shadow-1);
}
.contact-card h3{margin:0 0 4px;font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.16em;font-family:"Inter",sans-serif;font-weight:700}
.contact-card .row{padding-bottom:18px;border-bottom:1px solid var(--line-soft)}
.contact-card .row:last-child{border-bottom:0;padding-bottom:0}
.contact-card .val{font-family:"Fraunces",serif;font-weight:600;font-size:20px;color:var(--graphite);letter-spacing:-0.01em}
.contact-card .val a{color:var(--graphite)}
.contact-card .val a:hover{color:var(--gold-deep)}
.contact-form{
  background:var(--white);border-radius:var(--radius-lg);border:1px solid var(--line-soft);
  padding:38px;display:flex;flex-direction:column;gap:16px;box-shadow:var(--shadow-1);
}
.contact-form .field{display:flex;flex-direction:column;gap:6px}
.contact-form label{font-family:"Inter",sans-serif;font-weight:600;font-size:13px;color:var(--graphite);letter-spacing:.04em}
.contact-form input,.contact-form textarea,.contact-form select{
  width:100%;padding:14px 16px;border:1.5px solid var(--line);border-radius:10px;background:var(--bg);
  font:inherit;font-size:15px;color:var(--text);transition:border-color .15s,background .15s;
}
.contact-form textarea{min-height:130px;resize:vertical;font-family:inherit}
.contact-form input:focus,.contact-form textarea:focus,.contact-form select:focus{
  outline:none;border-color:var(--gold);background:#fff;
}
.contact-form .field.error input,.contact-form .field.error textarea,.contact-form .field.error select{border-color:var(--danger)}
.contact-form .err{color:var(--danger);font-size:13px;display:none}
.contact-form .field.error .err{display:inline-flex;align-items:center;gap:6px}
.contact-form .field.error .err::before{content:"⚠"}
.contact-form .check{flex-direction:row;gap:10px;align-items:flex-start}
.contact-form .check input{width:auto;margin-top:4px}
.contact-form .check label{font-weight:400;font-size:14px;color:#3a4254;letter-spacing:0}
.form-ok{
  display:none;background:#e6f3ed;color:var(--ok);border:1px solid #b8d9c8;
  padding:14px 16px;border-radius:10px;font-size:15px;
}
.form-ok.show{display:block}
.map-frame{
  border-radius:var(--radius-lg);overflow:hidden;border:1px solid var(--line-soft);
  margin-top:36px;background:var(--white);box-shadow:var(--shadow-1);
}
.map-frame iframe{width:100%;height:440px;border:0;display:block}
.contact-notes{
  background:var(--white);border-radius:var(--radius);border:1px solid var(--line-soft);
  padding:26px;margin-top:24px;
}
.contact-notes h4{margin:0 0 8px;font-size:15px;font-family:"Inter",sans-serif;font-weight:600}
.contact-notes p{margin:0;font-size:14px;color:#3a4254}
.socials-pill{display:flex;gap:12px;margin-top:16px;flex-wrap:wrap}
.socials-pill a{
  display:inline-flex;align-items:center;gap:8px;
  padding:11px 18px;border:1.5px solid var(--graphite);border-radius:99px;
  font-family:"Inter",sans-serif;font-weight:600;font-size:13px;color:var(--graphite);
}
.socials-pill a:hover{background:var(--graphite);color:var(--gold)}
.socials-pill svg{width:18px;height:18px}

/* Final CTA */
.final-cta{
  background:linear-gradient(135deg,var(--graphite) 0%,var(--blue-deep) 100%);
  color:#fff;border-radius:24px;padding:80px 56px;
  display:grid;grid-template-columns:1.4fr 1fr;gap:48px;align-items:center;
  position:relative;overflow:hidden;
}
.final-cta::before{
  content:"";position:absolute;top:-100px;right:-100px;width:400px;height:400px;
  background:radial-gradient(circle,rgba(201,166,113,.22) 0%,transparent 60%);
}
.final-cta::after{
  content:"";position:absolute;bottom:-50px;left:-50px;width:300px;height:300px;
  background:radial-gradient(circle,rgba(31,58,138,.5) 0%,transparent 60%);
}
.final-cta > *{position:relative;z-index:1}
.final-cta h2{color:#fff;font-size:38px;margin-bottom:16px;max-width:22ch;letter-spacing:-0.025em}
.final-cta h2 em{font-family:"Fraunces",serif;font-style:italic;font-weight:300;color:var(--gold-light)}
.final-cta p{color:#cfd6eb;margin-bottom:0;max-width:48ch}
.final-cta .actions{display:flex;flex-direction:column;gap:12px}

/* Footer */
.site-footer{background:var(--graphite-3);color:#a4adc1;padding:80px 0 28px;position:relative}
.site-footer::before{
  content:"";position:absolute;top:0;left:0;right:0;height:1px;
  background:linear-gradient(90deg,transparent,var(--gold),transparent);opacity:.5;
}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1.1fr;gap:40px;margin-bottom:48px}
.footer h4{color:#fff;font-family:"Inter",sans-serif;font-weight:600;font-size:13px;letter-spacing:.16em;text-transform:uppercase;margin-bottom:18px}
.footer-brand{font-family:"Fraunces",serif;font-weight:600;font-size:24px;color:#fff;margin-bottom:10px;letter-spacing:-0.015em}
.footer-tag{font-size:14px;line-height:1.6;color:#7b859d;margin-bottom:22px;max-width:34ch}
.footer-cta-pill{
  background:var(--gold);color:var(--graphite);padding:12px 18px;border-radius:99px;
  font-family:"Inter",sans-serif;font-weight:600;font-size:13px;
  display:inline-flex;align-items:center;gap:8px;letter-spacing:.02em;
}
.footer-cta-pill:hover{background:var(--gold-deep);color:#fff}
.footer-links{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:11px}
.footer-links a{color:#a4adc1;font-size:14px}
.footer-links a:hover{color:var(--gold-light)}
.footer-info{font-size:13px;line-height:1.6;color:#7b859d}
.footer-info strong{display:block;color:#c4ccdb;font-weight:500;margin-top:10px}
.footer-info a{color:#7b859d}
.footer-info a:hover{color:var(--gold-light)}
.footer-social{display:flex;gap:10px;margin-top:16px}
.footer-social a{
  width:42px;height:42px;border:1px solid rgba(255,255,255,.08);border-radius:50%;
  display:inline-flex;align-items:center;justify-content:center;
  color:#a4adc1;transition:border-color .15s,color .15s,background .15s;
  font-size:0;line-height:0;
}
.footer-social svg{width:18px;height:18px;flex:0 0 auto}
.footer-social a:hover{border-color:var(--gold);color:var(--gold);background:rgba(201,166,113,.08)}
.footer-newsletter form{display:flex;gap:8px;margin-top:8px}
.footer-newsletter input{
  flex:1;padding:12px 14px;border-radius:99px;border:1px solid rgba(255,255,255,.08);
  background:var(--graphite-2);color:#fff;font:inherit;font-size:14px;
}
.footer-newsletter input:focus{outline:2px solid var(--gold);outline-offset:1px}
.footer-newsletter button{
  background:var(--gold);color:var(--graphite);border:0;border-radius:99px;padding:0 22px;
  font-family:"Inter",sans-serif;font-weight:600;font-size:13px;
}
.footer-newsletter button:hover{background:var(--gold-deep);color:#fff}
.footer-news-status{font-size:12px;color:#7b859d;margin-top:8px;min-height:1em}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.06);padding-top:22px;
  display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;
  font-size:13px;color:#666f87;
}

/* Cookie banner */
.cookie{
  position:fixed;left:24px;right:24px;bottom:24px;z-index:60;
  background:var(--glass-dark-bg);
  backdrop-filter:saturate(180%) blur(16px);
  -webkit-backdrop-filter:saturate(180%) blur(16px);
  border:1px solid rgba(255,255,255,.1);
  color:#dde2ee;border-radius:16px;padding:20px 26px;
  box-shadow:var(--shadow-2);max-width:820px;margin-left:auto;margin-right:auto;
  display:none;align-items:center;gap:18px;flex-wrap:wrap;
}
.cookie.show{display:flex}
.cookie p{margin:0;font-size:14px;line-height:1.5;color:#c4ccdb;flex:1;min-width:240px;max-width:none}
.cookie a{color:var(--gold-light);text-decoration:underline}
.cookie .cookie-actions{display:flex;gap:8px;flex-wrap:wrap}
.cookie button{
  background:transparent;border:1.5px solid rgba(255,255,255,.15);color:#dde2ee;
  padding:11px 22px;border-radius:99px;font-family:"Inter",sans-serif;font-weight:600;font-size:13px;
}
.cookie button.primary{background:var(--gold);color:var(--graphite);border-color:var(--gold)}
.cookie button.primary:hover{background:var(--gold-deep);border-color:var(--gold-deep);color:#fff}
.cookie button:hover{border-color:var(--gold-light);color:#fff}

/* Back-to-top button */
.to-top{
  position:fixed;right:28px;bottom:28px;z-index:55;
  width:48px;height:48px;border-radius:50%;
  background:var(--graphite);color:var(--gold);border:1.5px solid var(--gold);
  display:grid;place-items:center;cursor:pointer;
  font-family:"Inter",sans-serif;font-size:22px;font-weight:600;
  opacity:0;visibility:hidden;transition:opacity .3s,visibility .3s,transform .15s,background .15s;
  box-shadow:var(--shadow-2);
}
.to-top.show{opacity:1;visibility:visible}
.to-top:hover{background:var(--gold);color:var(--graphite);transform:translateY(-3px)}
.to-top:focus-visible{outline:2px solid var(--gold-light);outline-offset:3px}

/* Crumbs */
.crumbs{font-size:13px;color:var(--muted);margin:24px 0 0;display:flex;gap:8px;flex-wrap:wrap;font-family:"Inter",sans-serif}
.crumbs a{color:var(--muted)}
.crumbs span{color:var(--graphite)}

/* Stats strip (premium) */
.stats-row{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.stat-box{
  background:var(--glass-dark-bg);
  backdrop-filter:saturate(160%) blur(14px);
  -webkit-backdrop-filter:saturate(160%) blur(14px);
  border:1px solid rgba(255,255,255,.08);border-radius:var(--radius-lg);padding:32px;
}
.stat-box strong{
  display:block;font-family:"Fraunces",serif;font-weight:600;font-size:52px;color:#fff;
  letter-spacing:-0.03em;line-height:1;font-variant-numeric:tabular-nums;
}
.stat-box strong em{font-style:normal;color:var(--gold-light);font-weight:500}
.stat-box span{display:block;margin-top:14px;font-size:13px;color:#a4adc1;font-family:"Inter",sans-serif;letter-spacing:.04em}

/* 404 */
.err-wrap{padding:160px 24px;text-align:center}
.err-wrap h1{font-size:140px;color:var(--gold);margin-bottom:0;font-family:"Fraunces",serif;font-weight:300;line-height:1}
.err-wrap h2{font-size:32px;margin-bottom:18px}
.err-wrap p{margin:0 auto 28px;color:#3a4254;max-width:44ch}

/* Legal */
.legal-wrap{max-width:820px;margin:0 auto;padding:36px 28px}
.legal-wrap h2{font-size:24px;margin:30px 0 12px}
.legal-wrap p,.legal-wrap li{line-height:1.75}
.legal-wrap ul,.legal-wrap ol{padding-left:22px}

/* Responsive */
@media (max-width: 1100px){
  .nav-list a{font-size:13px}
  .nav-list{gap:18px}
  .hero h1{font-size:48px}
}
@media (max-width: 980px){
  .hero{padding:56px 0 64px}
  .hero-grid{grid-template-columns:1fr;gap:48px}
  .hero-feature{max-width:520px;margin:0 auto}
  .hero-stats strong{font-size:26px}
  .hero-stats div{padding:0 14px}
  .editorial{grid-template-columns:1fr;gap:32px}
  .editorial.right img{order:0}
  .pillars{grid-template-columns:1fr}
  .what-grid{grid-template-columns:1fr;gap:32px}
  .what-aside{position:static}
  .what-cards{grid-template-columns:1fr}
  .feat-card.wide{grid-column:auto}
  .outlook{grid-template-columns:1fr;gap:32px}
  .testimonials-track .t-slide,.car-slide{flex:0 0 calc(50% - 12px)}
  .interactive{grid-template-columns:1fr 1fr}
  .int-card{border-right:1px solid var(--line-soft);border-bottom:0}
  .int-card:first-child{border-radius:var(--radius-lg) var(--radius-lg) 0 0}
  .int-card:last-child{border-radius:0 0 var(--radius-lg) var(--radius-lg)}
  .analytics-visual{grid-template-columns:1fr;padding:32px;gap:32px}
  .indicators{grid-template-columns:1fr 1fr}
  .pop-list{grid-template-columns:1fr}
  .habits-grid{grid-template-columns:1fr}
  .steps-flow{grid-template-columns:1fr}
  .step{border-left:1px solid var(--line-soft);border-radius:14px;margin-bottom:-1px}
  .archive-grid{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr}
  .stats-row{grid-template-columns:1fr 1fr}
  .final-cta{grid-template-columns:1fr;padding:48px 32px;text-align:left}
  .final-cta h2{font-size:28px}
  .footer-grid{grid-template-columns:1fr 1fr;gap:36px}
  .tax-row{grid-template-columns:140px 1fr 60px;gap:14px}
  .tax-row .cat{font-size:14px}
}
@media (max-width: 720px){
  body{font-size:16px}
  .section{padding:56px 0}
  .nav-list{display:none}
  .nav-toggle{display:block}
  .nav-cta{display:none}
  .car-slide,.testimonials-track .t-slide{flex:0 0 88%}
  .interactive{grid-template-columns:1fr}
  .indicators{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;align-items:flex-start;gap:8px}
  .stats-row{grid-template-columns:1fr 1fr}
  .to-top{right:18px;bottom:18px}
}